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Licensing Information

NMLS ID#856322 NMLS ID#999521
I am licensed to do business in the state of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Theresa Donnell Cravens Ms NMLS 1494675
Phone: 540-270-3811
J Philips Mortgage
NMLS 225604
3020 Corporate Court Suite 500
Flower Mound TX 75028

Good day!  I am very happy you have come to this page!  With over 40 years in the mortgage industry, I am very focused on helping you find just the right mortgage to fit your needs!  My goal is to give you the highest level of service I am able, and help you be thrilled to get into your next home, or in your refinance of your current home!  Thank you for trusting me to help you!

Now that you are started down the path of home ownership, here are some documents you will want to be getting together for your loan approval:

- Pay stubs for all present jobs for the past thirty days
- Copies of W2s for the last two years (or two years tax returns if self employed)
- Last two original monthly bank statements (all pages) for all accounts.

- Copy of your drivers license

I am thrilled to be working with you as your loan originator!  Feel free to contact me with any questions you may have.

Thank you,


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